WHICH TEST FOR STUDY ABROAD · 2026 GUIDE
Which Test for Which Country: GRE, GMAT, SAT, PTE or Duolingo?
In short, here are fees in rupees, who needs which test, and what each country accepts for admission and for the visa in 2026.
16 Oct 2026 5 tests 6 countries 8 min read
Choosing which test for study abroad depends on three things: what you are applying for, where you are applying, and whether your visa asks for a specific test. That matters because a score that gets you admitted does not always get you the visa.
Unfortunately, most students pay for the wrong test first, and it is an expensive mistake, with fees running from roughly ₹11,700 to ₹29,500 per attempt. So it helps to sort the five tests into two groups before anything else. In practice, many students end up needing one from each group.
Group 1: academic readiness
SAT GRE GMAT Focus
Broadly, these tests measure reading, maths and reasoning. As a result, universities use them to judge whether you can handle the course.
Group 2: English ability
PTE Academic Duolingo
By contrast, these tests measure your English. Universities use them for admission, and some countries also use them for the visa.

₹11,700
Roughly the cheapest attempt, for the SAT
₹29,500
Roughly the most you can pay for a single attempt
6,000+
Institutions that accept the Duolingo English Test
Quick pick: which test for study abroad fits you?
| Test | What it measures | Usually needed for | Fee in India (approx.) |
|---|---|---|---|
| SAT | Reading, writing, maths | Undergraduate applications, mainly the US | US$111 plus GST, about ₹11,700 |
| GRE General | Verbal, quantitative, writing | Master’s, mostly STEM, and some MBA programmes | US$249 from 1 August 2026, about ₹25,500 |
| GMAT Focus | Quantitative, verbal, data insights | MBA and business master’s | US$275 at a centre, US$300 online, plus 18% GST |
| PTE Academic | English | Admission, and UK visas through the UKVI version | ₹18,900 |
| Duolingo English Test | English | Admission, mainly in the US, Canada and Ireland | About US$70 |
Before you pay: fees change often, and the rupee price shifts with exchange rates and GST. Therefore, confirm the final amount on the official booking page.
Which test for study abroad? The five tests, one by one
SAT
Fee
US$68 + US$43, plus GST
Length
About 2 h 14 min
Best for
Undergraduate, US
SAT: for undergraduate applicants
To start with, the SAT is a digital test of about two hours and fourteen minutes. On top of that, Indian students pay a US$68 base fee plus a US$43 international fee, with GST on top.
Moreover, it matters more than it did a few years ago, because a growing list of top US universities, including MIT, Harvard, Stanford, Yale and Cornell, have made it compulsory again. Other schools stay test-optional, and NYU has confirmed it will remain so through the 2026-27 cycle. Even so, skipping the SAT at a test-optional school can still cost you a scholarship.
As a rough guide, 1200 is a reasonable baseline, 1350 to 1450 is competitive, and the most selective schools expect 1500 and above.

GRE
Fee
US$249 (about ₹25,500)
Retest gap
21 days
Best for
Master’s, mostly STEM
GRE: for master’s applicants, mostly in STEM
The GRE General Test now costs US$249 for registrations made on or after 1 August 2026, with a US$55 fee to reschedule or change your test centre. Also, you can take it at a centre or at home for the same price, and you must wait 21 days between attempts.
Meanwhile, many US programmes have made the GRE optional or waive it for strong CGPAs, while a few technical universities still expect it from Indian applicants. In other words, the programme page decides, not the general advice you read online.
Because the fee is paid again on every attempt, it is worth booking only once you are close to your target score.
GMAT Focus
Fee
US$275 centre, US$300 online, + 18% GST
Score range
205 to 805
Best for
MBA and business master’s
GMAT Focus: for MBA and business master’s
First of all, the GMAT Focus Edition is the only version now. Specifically, it is a 2 hour 15 minute test scored from 205 to 805, with no essay section and a new Data Insights section in its place.
For context, a score of 645 sits around the 88th percentile, and the top global MBA programmes tend to look for 685 to 705 and above. Meanwhile, the base fee is US$275 at a test centre and US$300 online, and Indian candidates also pay 18% GST at checkout.
Better still, scores stay valid for five years, which gives you room to apply across more than one admission cycle. Also, many business schools accept the GRE as well, so compare both before you book.
PTE Academic
Fee
₹18,900
Length
About 2 hours
Best for
Admission and UK visas (UKVI)
PTE Academic: for admission and UK visas
PTE Academic costs ₹18,900 in India since 16 March 2026, and the same price applies to PTE Academic UKVI and PTE Core. That matters because the UKVI version is what you need if your UK university asks for a Secure English Language Test for your visa.
Overall, the test takes about two hours and is fully computer-based. In addition, Pearson added two new question types to the speaking and writing sections for tests taken after 7 August 2026, so use up-to-date practice material.

Duolingo
Fee
About US$70
Length
About 1 hour, from home
Results
Within 48 hours
Duolingo English Test: the fast, low-cost option
The Duolingo English Test costs about US$70, takes roughly an hour from home, and returns results within 48 hours. Besides, score reports to any number of universities are free, and more than 6,000 institutions accept it, including nearly all of the top 100 US universities.
The catch, however, is the visa. It is not an approved UK Secure English Language Test, so even when a UK university accepts your Duolingo score for admission, you may still need a separate approved test for the visa.
Which test for study abroad does each country ask for?

Admission rules and visa rules are two separate checks, and the second one is where students get caught. For this reason, use the table as a starting point and then confirm on the programme page and the official visa site, since individual departments often set their own rules.
Country-by-country admission and visa rules
| Country | Typical admission tests | English proof for the visa | What to watch |
|---|---|---|---|
| USA | SAT for undergraduate, GRE or GMAT for master’s and MBA, where required | No separate English test for the F-1 itself | Duolingo is accepted by nearly all top 100 universities, but each department can still ask for IELTS or TOEFL |
| UK | Usually no GRE or GMAT for taught master’s | A Secure English Language Test only if your university does not assess English itself | PTE Academic UKVI and IELTS for UKVI are on the approved list, while TOEFL and Duolingo are not |
| Canada | Usually no GRE or GMAT for most programmes | Depends on your institution and permit stream | Sources differ on whether Duolingo is accepted for the permit, so IELTS Academic or PTE is the safer route |
| Australia | Usually no GRE or GMAT | Accepted tests include IELTS and PTE Academic | University acceptance of Duolingo varies by programme, and it is not accepted for the student visa |
| Germany | GRE is optional or waived at many universities, but some technical programmes may still ask for it | English-taught programmes usually ask for IELTS or TOEFL | A few universities, including TU Munich and RWTH Aachen, accept Duolingo for some programmes |
| Ireland | Usually no GRE or GMAT | Check the visa guidance for your course | Duolingo-linked sources say 15 of 18 universities accept it, so confirm with your chosen university |
Related reading: if Canada or Ireland is on your list, see our guides on avoiding Canada study permit refusals and choosing between Trinity, UCD and DCU.
Five test mistakes that cost study abroad students money
01
Booking before reading the programme page
After all, a waiver, a minimum score or a preferred test is usually written there, and it can save you ₹25,000.
02
Taking standard IELTS when the visa needs UKVI
At first glance, the scores look the same. However, only the approved version counts as a SELT.
03
Treating a waiver as a free pass
For competitive STEM programmes, a strong GRE quantitative score can still lift your application and your scholarship chances.
04
Letting scores expire
For example, from the 2026 fall cycle, some universities count a score only if it is valid on the date the application opens.
05
Booking too early, then retesting
Since each attempt is a full fee, book only once your practice scores sit near your target.
✓
Our tip: map tests to your shortlist
To begin, list your universities, then note each test and minimum score, and only then book.
Study abroad test FAQs
Below are quick answers to the questions students ask us most about which test to book.
Do I need both an academic test and an English test?
Often yes, because they do different jobs. A GRE, GMAT or SAT shows academic readiness, while PTE, IELTS or Duolingo shows English ability, so most universities ask for one from each group unless they waive it.
Is Duolingo enough for a visa?
Not everywhere. Although it works for admission at thousands of universities, it is not an approved UK Secure English Language Test, so check the visa rules for your country before you book.
Can I skip the GRE?
For many programmes, yes. In fact, several universities in the US and Germany have made it optional, but the rule is set programme by programme, so read the admission page for your exact course.
Which test is cheapest?
The SAT and Duolingo cost the least per attempt, at roughly ₹11,700 and about US$70. By contrast, the GRE and GMAT cost the most, so avoid paying for one you can waive.
Can I take the GRE or Duolingo at home?
Yes. Both are flexible: the GRE can be taken at a centre or at home for the same price, and the Duolingo English Test is taken from home in roughly an hour, with results within 48 hours.

Not sure which test you need?
The right test depends on your course, your target universities and your visa route. So if you want a clear plan before you book anything, the counsellors at Learner Aid can map your tests to your shortlist.
Sources (8)
- GRE General Test fees, ETS
- GMAT Complete Guide 2026, EEC Global
- PTE exam fee in India, Cialfo
- Duolingo English Test hub, Cialfo
- Universities that accept Duolingo, by country, Cialfo
- SAT exam fees 2026, Yocket
- SAT vs test-optional for Indian students, Collegedunia
- UK Student visa: knowledge of English and SELT, GOV.UK